Social Security Disability Insurance (SSDI) is an outreach program that pays monthly earned benefits to people with disabilities that have been medically certified by the Social Security Administration. These conditions must hinder the worker from engaging in significant gainful activity (SGA) for at least 12 months or be fatal in nature.
To qualify for SSDI, applicants must earn insurance credits through Social Security-covered employment. Generally, 40 credits are required, with at least 20 acquired during the last decade. Rules differ according to the applicant’s age.
How does the SSA determine if you are eligible for SSDI disability benefits?
The impairment must be medically proven and fit the program’s official definition, which includes impeding substantial work due to age, experience, and education. Before awarding benefits, the Social Security Administration thoroughly reviews each case.
First, the applicant is screened to see if he or she is working and earning more than the considerable activity requirement, which may disqualify him or her. Then, an analysis is performed to evaluate whether the medical problem is severe, which means it interferes with SGA.
If not listed, consider whether the condition impairs the applicant’s ability to do past jobs. Finally, consider whether the applicant’s age, education, and work experience will allow them to adjust to other types of jobs.
To make its determination, the SSA considers medical records, job histories, and extensive documents filled by the applicant and their treating physicians.
Payment dates for June 2025 confirmed by the SSA
SSDI payments were distributed in June 2025 depending on the recipients’ birth dates. The third Wednesday (June 18) was reserved for beneficiaries born between the 11th and the 20th. The fourth Wednesday (June 25) included those born between the 21st and the 31st.
Previously, the second Wednesday (June 11) included those with birthdays ranging from 1 to 10. In addition, on June 3, payments were made to beneficiaries who had received payments prior to May 1997.
Average and maximum SSDI payments in June 2025
The average SSDI benefit in June 2025 was $1,537. The amount changes according to the beneficiary’s work history and contributions. Individuals with 35 years of payments and high earnings may receive up to $4,018 per month.
The 2.5% cost-of-living adjustment (COLA) applied in January 2025 resulted in an average payment of $1,915 to $1,999.97 for retiree recipients.
If a recipient does not get their payment by the due date, they should wait three business days before notifying the SSA. Delays could be due to banking procedures.
