WASHINGTON, D.C. — As June enters full swing, the Social Security Administration (SSA) has begun releasing scheduled payments to millions of Americans, including retirees, individuals with disabilities, and Supplemental Security Income (SSI) recipients. The payment timing varies depending on the recipient’s birth date and the type of benefit received — an arrangement intended to ensure efficient distribution and budgeting ease.
Who Gets Paid and When?
The SSA uses a staggered payment schedule based on birth dates:
- June 11, 2025 – Individuals born between the 1st and 10th of any month
- June 18, 2025 – Individuals born between the 11th and 20th
- June 25, 2025 – Individuals born between the 21st and 31st
Those who began collecting before May 1997 consistently receive their benefits on the 3rd of each month, regardless of their birthday. Meanwhile, SSI recipients receive payments on the 1st of the month. However, if the 1st falls on a weekend or federal holiday, the payment is moved to the preceding business day.
Looking Ahead: SSI Payment Calendar (2025 Highlights)
Here are the upcoming SSI payment dates, adjusted for weekends and holidays:
- July 1 (Tuesday) – for July
- August 1 (Friday) – for August
- August 30 (Saturday, advanced for September)
- October 1 (Wednesday) – for October
- October 31 (Friday, advanced for November)
- December 1 (Monday) – for December
- December 31 (Wednesday, advanced for January 2026)
Understanding Benefit Amounts
The amount each recipient receives varies based on several factors:
- Work history: Payments are calculated using the 35 highest-earning years of an individual’s career.
- Age of claim:
- Retiring at 62 yields a reduced benefit (max: $2,831)
- Retiring at Full Retirement Age (FRA), which ranges from 66 to 67 depending on birth year, provides more (max: $4,018)
- Waiting until age 70 maximizes the benefit (max: $5,108)
For those on Social Security Disability Insurance (SSDI), eligibility hinges on having a qualifying medical condition and sufficient work history. While the average SSDI benefit is around $1,581.88 in 2025, some may receive significantly more depending on past earnings.
SSI benefits, on the other hand, are designed for individuals with limited income and resources, and maximum payments for 2025 are:
- $967 for an individual
- $1,450 for a couple
- $484 for an essential person
Still Waiting for Your Payment?
Although delays are rare, the SSA advises beneficiaries to wait at least three business days beyond the expected payment date before reporting a missing deposit. With the transition to electronic payments, the agency reports that errors have decreased significantly in recent years.
If you suspect your payment is missing or delayed, the SSA recommends using its official online tools or contacting them directly for assistance.
