Thousands of U.S. taxpayers are due to receive their tax refunds soon. If you’ve recently filed, it’s important to know when to expect your money—and what to do if there’s a delay.
Typical Refund Timeline
The IRS generally issues tax refunds within 21 days for electronically filed returns. However, various factors can push that timeline back.
Why Might Your Refund Be Delayed?
- Special Credits: If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), the IRS may delay your refund to verify eligibility and prevent fraud.
- Identity Verification: Issues with your Social Security Number (SSN) or ITIN can trigger a hold.
- Debt Offsets: Refunds may be used to pay back taxes, child support, or other federal debts.
- Delivery Method: Checks by mail take significantly longer than direct deposit.
- Banking or Postal Delays: External service disruptions can also impact timing.
How to Track Your Refund
Use the “Where’s My Refund?” tool on the IRS website. You’ll need:
- Your SSN or ITIN
- Filing status (single, married, etc.)
- The exact refund amount
If the tool doesn’t resolve your issue, call the IRS directly at 800-829-1954.
Projected Refund Timelines (2025)
For 2024 returns filed by April 15
- Direct Deposit: June 6–19
- Check by Mail: June 13–26
- Paper returns not applicable
For returns filed between May 1–15
- Direct Deposit: May 22–June 4
- Check by Mail: May 29–June 11
- Paper Returns: Refunds by July 10
For returns filed between May 16–31
- Direct Deposit: June 6–19
- Check by Mail: June 13–26
Average Refund for 2025
The average refund this year is $3,116, continuing a five-year trend of increases:
- 2021: $2,827
- 2022: $3,039
- 2023: $3,054
- 2024: $3,088
- 2025: $3,116 (up 1% from last year)
